What factors affect the level of returns for each crowdfunding product

The rate of return on investment depends on the business sector and company's financial status and main shareholders as well as economic conditions underlying a given period. PeerPower relies on a holistic credit scoring system which considers two key components including: 

1. Debt repayment capability: PeerPower will consider financial liquidity during the time of the credit scoring based on business transactions both cash in and cash out  within the last 6 months, as well as signs of future cash flow. 

2. Intent of repayment: PeerPower will assess the credit history of the company and scrutinise the company's debt payment history whether loans have been paid on time. The assessment will take into considerations all liabilities of the company including overdraft, long term loans, bonds and their history of payment towards their business partners and suppliers.   

The two assessments will determine the credit grade and the following interest rate using PeerPower's credit scoring model. Read more about PeerPower's credit scoring model Click