How does PeerPower assess credit score

Modified on Wed, 20 Sep 2023 at 05:08 PM

PeerPower relies on a rigorous credit assessment system operated by PeerPower's credit experts. The assessment models provide a tool to determine the level of business risks and credit score of the bond issuer. 


  •  Grade A credit: 9.25 - 12.20% APR 
  • Grade B credit: 12.85 - 14.50% APR 
  • Grade C credit: 14.65 - 16.60% APR 
  • Grade D credit: 17.45 - 20.65% APR 
  • High Risk credit: 21.65 - 22.10% APR
  • Not Rated credit: the interest rate level will depend on the bond rate of the assessed company in the market  


Remark: For restructured bond, the system will display "R" in the annual interest rate

The credit scoring model is part of the regulations and inspections by the Security Exchange Commission (SEC) and forms the basis of acquiring a license as a crowdfunding platform in Thailand. 

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